OptiPay^® from HSBC

Welcome to a new era in debit!

Introducing OptiPay, the first-of-its-kind multi-payment card with Independent Debit and stored-value rewards. Independent Debit allows you to link your existing checking account to this card and earn rewards points for everyday purchases. Points are automatically converted into cash and loaded right onto your card—there's no waiting for a check or gift card in the mail. Finally, get the rewards you deserve from your debit card.

OptiPay members may use their cards everywhere Debit MasterCard® cards are accepted worldwide, including online and at ATMs. Members can use OptiPay rewards dollars for just about anything: pay for purchases, donate rewards to a charitable organization, or even transfer them into their checking account*.

Plus, OptiPay Debit MasterCard members are eligible to participate in exclusive MasterCard promotions and can enjoy big savings at favorite merchants.

Debit just got better!

OptiPay Family of Card Programs Click on the cards below to learn more
HSBC OptiPay Go	QuikTrip Rewards	QuikTrip Rewards Plus
Automatically earn 1,000 bonus points when you sign for your first purchase—plus, there's no annual fee!	Save 5¢ off each gallon of gas at QuikTrip for the first 90 days and 2¢ off each gallon thereafter—no annual fee!	Save 5¢ off each gallon of gas at QuikTrip for the first 90 days and 2¢ off each gallon thereafter
Earn up to 3.5 points for every dollar spent when you sign for purchases and 1 point for PIN purchases	Earn up to 4 points for every dollar spent on all your other non-fuel purchases made outside of QuikTrip†	Earn up to 6 points for every dollar spent on all your other non-fuel purchases made outside of QuikTrip†
Earn extra points for gas purchases, public transportation, hotel stays, travel agency reservations, airline tickets and more	Be the only QT customers to get special benefits such as cash back at the register with any QT purchase	Get special QT benefits for just $24.99 per year