HSBC Premier World MasterCard®
Exclusively for HSBC Premier clients, the Premier World MasterCard features a 0% Introductory APR, no annual fee, no foreign transaction fees, no pre-set spending limit, and a world-class rewards program.
Benefits of the HSBC Premier World MasterCard
- 0% Introductory APR on credit card purchases for the first 12 months from Account opening*
- A world-class rewards program with no points expiration or earnings cap
- No pre-set spending limit**
- Widest international acceptance***
- Choose travel rewards good on any airline ticket— first class, coach, domestic or international—with no blackout dates
- No annual fee
- No foreign transaction fees on purchases made in a foreign currency
- $0 fraud liability
- 24-hour Premier Servicing
- Customized year-end account summary
Also of interest:
HSBC MasterCard®
* The Introductory APR does not apply to cash advances or balance transfers. After the Introductory Period, you will enjoy a variable Customary APR of 11.49% (as of 5/1/07). If at any time your Minimum Payment is late, the Introductory APR will increase up to the variable Default APR of 28.24% (as of 5/1/07). We apply payments to lower APR balances before higher APR balances. We have the right to change your APRs, fees, and other terms at any time, for any reason including, but not limited to, any change in your credit history, credit obligations, account performance, use of your credit lines with us or any creditor, or our financial return. Any changes will be in accordance with your Cardmember Agreement and applicable law.
** No pre-set spending limit does not mean unlimited spending. We may permit you to incur charges (except ATM cash transactions) that cause your new balance to exceed your revolving credit line. Each such charge will be evaluated based on a number of factors, including, but not limited to, account usage and performance, other account relationships with us and your experience with other creditors. If we authorize such charges, you will be required to pay the amount that exceeds your revolving credit line in full each month.
*** The Nilson Report, March 2006
To qualify for HSBC Premier, you need to maintain $100,000 in combined personal deposit and investment balances or $500,000 in combined personal deposit, investment, and credit/mortgage balances. Business owners may use their commercial balances to qualify for personal Premier membership. Even if you don't maintain minimum balance requirements, you can still take advantage of all Premier has to offer for a monthly maintenance fee of $100.
