HSBC Premier World MasterCard®
Exclusively for HSBC Premier clients, the Premier World MasterCard features a 0% Introductory APR, no annual fee, no foreign transaction fees, no pre-set spending limit, and a world-class rewards program.
Benefits of the HSBC Premier World MasterCard
- 0% Introductory APR on credit card purchases for the first 12 months from Account opening*
- A world-class rewards program with no points expiration or earnings cap
- No pre-set spending limit**
- Widest international acceptance***
- Choose travel rewards good on any airline ticket— first class, coach, domestic or international—with no blackout dates
- No annual fee
- No foreign transaction fees on purchases made in a foreign currency
- $0 fraud liability
- 24-hour Premier Servicing
- Customized year-end account summary
Also of interest:
HSBC MasterCard®
1. The Nilson Report, March 2006
2. Rates are accurate as of 5/01/09. The Introductory APR does not apply to cash advances or balance transfers. After the Introductory Period the variable Customary APR of 6.49% will apply, Minimum Customary APR 6.49%. If you fail to make a payment to us when due, the Introductory APR will increase to the variable Default APR of 23.49%, Minimum Default APR of 23.49%. The variable Cash APR is 19.24%, Minimum Cash APR 19.24%. The minimum Finance Charge is $.50. A 3% ($5 minimum/$50 maximum) Cash Advance Fee will apply to all cash advances, unless otherwise disclosed. We apply payments to lower APR balances before higher APR balances.
We have the right to change your APRs, fees, and other terms at any time, for any reason including, but not limited to, any change in your credit history, credit obligations, Account performance, use of your credit lines with us or any creditor, or our financial return. Any changes will be in accordance with your Cardmember Agreement and applicable law.
3. No pre-set spending limit does not mean unlimited spending. We may permit you to incur charges (except ATM cash advance transactions) that cause your new balance to exceed your revolving credit line. Each such charge will be evaluated based on Account usage and performance, other account relationships with us and your experience with other creditors. If we authorize such charges, you will be required to pay, as part of your Current Payment Due, the amount by which your new balance exceeds your revolving credit line, including amounts due to purchases, cash advances, Finance Charges, fees, or other charges.
4. Provided by MasterCard.
HSBC Premier World MasterCard® Credit Cards are issued by HSBC Bank Nevada, N.A. or HSBC Bank USA, N.A.. MasterCard is a registered trademark of MasterCard International Incorporated. The HSBC Premier Rewards program rules will be supplied to all new Cardmembers following the receipt of their card.
