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HSBC MasterCard®

HSBC MasterCard® Credit Cards

HSBC is one of the world's leading issuers of MasterCard products. Your unique financial needs require a credit card with sophisticated services and a global presence; HSBC has what you need. Our credit cards offer competitive rates, attainable cash back, travel and merchandise rewards, value-added benefits and superior customer service. Start now to get pre-qualified for an HSBC MasterCard.

HSBC MasterCard Card Benefits

  • 0% Intro APR on purchases and balance transfers
  • No Annual Fee
  • Choice of reward options: Unlimited Cash Back, Travel or Merchandise Rewards
  • Zero liability** for unauthorized charges on all of our cards.
  • Free online bill pay
  • Purchase protection
  • Master RoadAssist Roadside Service (1-800-MC-ASSIST)
  • MasterRental Insurance Coverage
  • MasterCard's Travel Assistance Services
  • 24-Hour assistance with lost or stolen cards, emergency card replacement and emergency cash advances
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* Rates are accurate as of June 15, 2008. Offer subject to credit approval. The Introductory APR does not apply to cash advances. After the Introductory Period your variable Customary APR between 11.99% and 19.80% will apply, depending on your creditworthiness. We will increase your Introductory APR to the variable Default APR if you fail to make a payment to us when due or you exceed your credit limit. The variable Default APR is 31.99%. The variable Cash APR for cash advances and overdrafts is 20.99%. A cash advance fee of 3% ($5 minimum/$50 maximum) will apply to all cash advances, unless otherwise disclosed. A balance transfer fee of 3% ($5 minimum/$75 maximum) will apply to all balance transfers, unless otherwise disclosed. The minimum Finance Charge is $1. The Overdraft Fee, if applicable, is 3% of the overdraft amount, or $5, whichever is greater. The Foreign Transaction Fee is 3% of the U.S. dollar amount on transactions made in a foreign currency. We apply payments to lower APR balances before higher APR balances. We have the right to change your APRs, fees and other terms at any time, for any reason including, but not limited to, any change in your credit history, credit obligations, Account performance, use of your credit lines with us or any creditor, or our financial return. Any changes will be in accordance with your Cardmember Agreement and applicable law.

These cards are issued by HSBC Bank Nevada, N.A. and serviced by its affiliates, HSBC Card Services Inc. and/or HSBC Card Services (II) Inc.