Press Release

HBSC Opens Doral Branch

Bank now serves customers through 10 branches in South Florida

29 September 2003

On September 15, 2003, HSBC Bank USA opened the doors of its new Doral branch, 4090 NW 97th Avenue, Miami, in the recently incorporated city of Doral, in West Miami Dade County. The branch, which is located ten blocks west of the Doral Golf and Country Club, includes a Premier banking office and also offers insurance, investment and mortgage services.

"This gives HSBC a network of ten branches in South Florida," said William Duesler, HSBC Bank USA Florida District Executive. "We have received a very warm welcome and we are pleased to be able to play a role in this vibrant community."

The branch will be open 9 am until 4 pm Monday through Friday and offers a 24 hour walk-up ATM and night drop, and a two lane drive-thru is slated to be completed by the end of November.

HSBC Bank USA
DORAL OFFICE
4090 NW 97TH AVE.
MIAMI, FLORIDA 33178