HSBCusa.com Website Privacy Policy

HSBCusa.com is the gateway to the financial services offered by the various subsidiaries of HSBC North America Holdings Inc. ("HSBC"), all of whom are members ("Member(s)") of the HSBC group of companies ("HSBC Group"). For more information on how to use this website, please see the Terms and Conditions of Use. HSBC Group provides financial products and services through its affiliated companies and branches located in 79 countries and territories.

It is important for you to know that in order to ensure that we provide the very best service and the highest quality products, HSBC may collect information from customers and/or shareholders that will assist us to manage our financial services businesses and to provide exceptional service to all of our constituents. In addition, if you visit HSBCusa.com, we may collect certain information about your Internet usage.

We Respect Your Privacy

Since some of the information we gather is not publicly available, we take great care to ensure that this information is kept safe from unauthorized access, and we would never share the information in violation of any regulation or law.

Because we respect your privacy and value your trust, the only employees or companies who can access information we receive through this website are those who use it to provide services to you or to us. We diligently maintain physical, electronic and procedural safeguards that comply with applicable federal standards to guard your private personal information and to assist us in preventing unauthorized access to that information.

When you access or link to a website of a Member of the HSBC Group (which includes banking, consumer finance, insurance, mortgage, credit card, auto finance, and brokerage companies doing business under the names HSBC, Household, Orchard Bank, HFC or Beneficial), please read the privacy statement on that website to determine the information on data maintained by that Member. If you are or become a customer of a Member of the HSBC Group, you will be provided with a detailed privacy statement by that HSBC Member that outlines how information about you is collected and managed. In addition, the privacy statement will inform you if any information may be shared with other HSBC Members or third parties.

Information and Cookies

We may collect and receive the URL you came from, the pages of the HSBCusa.com website that were viewed during a visit, the advertisements you clicked, any search terms that you entered to reach our site, and certain other information regarding your Internet use. Some of our websites may also make use of "cookie" technology to measure site activity, determine how you arrived at our site and maintain your identity as you navigate through the website. Our websites require cookies to allow you to view your statements and transactions online. A cookie is an element of data that a website can send to your browser, which may then store the cookie on your hard drive. Cookies make visiting a website easier for you by saving your preferences while you are at the site. The use of cookies is an industry standard and you will find them at many websites. We use the information from cookies to provide information and services that are customized to your needs.